4/22/2023 0 Comments Tuneup utilities 2020![]() ![]() “While tobacco use of any kind among the adult population is less than 20 percent, it may be as high as 40 percent for low-income adults,” a 2021 Joint Commission on Health Care report found.įor low-income consumers insured through the individual marketplace, “the surcharge is calculated after federal subsidies, so even low-income individuals pay the surcharge, which can make insurance unaffordable,” said Del. But analysts say the strategy has backfired because the surcharge discourages many tobacco users, especially those who are low-income, from buying health insurance at all. ![]() The Affordable Care Act allows insurance companies to charge tobacco users up to 1.5 times more than non-users due to associated health risks, with the intention of pushing consumers into tobacco cessation programs. Youngkin vetoed similar bipartisan legislation last year on the grounds that it would increase health care costs for Virginians who don’t use tobacco and get rid of a tool meant to incentivize users to kick smoking.īut supporters of two identical bills from the House and Senate that would eliminate the surcharge, a change recommended by Virginia’s Joint Commission on Health Care, said the move would save money for all Virginians with insurance, regardless of whether they use tobacco, and improve access to therapeutic support to quit the habit. Glenn Youngkin’s administration said he supports legislation that would eliminate higher premiums on health insurance for tobacco users in Virginia.
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